Commercial Insurance
- Shops, Cafe & Retailers
- Restaurant &Takeaway
- Tradesmen & Contractors
- Directors & Office Liability
- Offices
- Saloons, Hairdresser & Beautician
- Motor Fleet Insurance
- Motor Trade Insurance
If you run a business, you are exposed to a range of risks so it is essential that you adequately protect all aspects of it; your people, your premises, your assets and your customers.
Our commercial business insurance teams understand the pressures facing businesses today.
We will assess your individual business insurance needs, taking into consideration product liability, business interruption cover, employer`s liability and cover for your buildings.
We also provide insurance for large and small businesses with particular emphasis on the Motor Industry (Motor Trade and Road Risk), Commercial Vehicles and Specialist Vehicles Club.
Shops, Cafe & Retailers
Insurance specifically designed for high street shops, we will cover your contents, goods in transit, money, frozen food, public/products liability and employers liability. We also offer cover for buildings, allowing you to tailor the insurance package to suit your business needs.
Restaurant & Takeaway
Providing cover to all restaurants, cafes, sandwich bars, coffee shops and takeaways. Fast Food and Restaurant insurance are available with up to 30% no claims discount, and we can also accept all frying ranges, regardless of their age.
Tradesmen & Contractors
Tradesmen Insurance is designed to meet the demands and needs of self-employed persons and small businesses employees (including limited companies) undertaking a variety of manual, clerical and professional trades who wish to protect their business.
Policy Features Include Public and Product Liability, Goods in Transit, Tools Cover, Contractors All Risks, Temporary employee`s extension and Health and Safety at Work legal fees and costs Legal Liability.
Directors & Office Liability
Directors and Officers insurance provides financial protection for acts undertaken in the running of your organisation, as well as those involving negligence and breach of trust from an honest mistake.
Offices
Our Office Insurance Policy has been designed to provide a comprehensive package to cover the main insurance requirements of a working office. Policy Features Include Buildings and Contents cover, Accidental damage, Glass, signs, blinds and business interruption.
Saloons, Hairdresser & Beautician
Whether you’re a local hairdresser, running a beauty salon or a metro spa. Iprisim hair & beauty product will provide you with a tailored and comprehensive cover for your liabilities including products liability, contents and stock, work away from the premises and buildings insurance
Motor Fleet Insurance
Motor Fleet Policy is a multi-vehicle policy designed for private cars, commercial vehicles and special types of vehicles used for commercial purposes. Motor Fleet is designed for fleets of 5 to 100 vehicles. Policy Features Include Unlimited third-party personal injury, Third-party property damage limit for private cars and goods carrying vehicles.
Motor Trade Insurance
Our Motor Trade Road Risks policy will give you cover for all aspects of motor trade including buying and selling from home. This insurance policy is aimed at the smaller trader who only requires Road Risks cover.
We also offer a Motor Trade Combined Insurance policy, which is suitable for most types of motor-related company, including businesses that repair and restore vehicles, sell from small garages or large dealerships and those who service or MOT vehicles.
The cover is available for any motor vehicle owned by you or in your custody or control as a motor trader. You can choose three levels of cover, Comprehensive, Third Party Fire & Theft or Third Party Only.