Additional Products
Breakdown Cover (Private Car & Taxi)
With ALPS Road Rescue, you can be confident our experienced team will get you and your passengers back on the road fast. Roadside Assistance & Local Recovery, Nationwide Recovery, Homestart, European Breakdown, Misfuelling Cover, Additional Benefits Cover available for Cars, Vans, Motorcycles, Taxis and Driving Instructors.
Excess Protection Insurance
Having your vehicle damaged or stolen can be a stressful enough time without having to worry about how you will pay your insurance excess.
Excess Protection Insurance policy is designed to cover your excess payment when you need to make a claim on your Motor Insurance Policy for accidental damage, fire, theft and vandalism.
Cover is available to all UK residents holding a full and valid UK driving licence.
The policy covers motor cars, motorbikes, quad bikes, caravans, motor, homes, commercial vehicles, taxis, minibuses, coaches, dual control vehicles and chauffeur-driven vehicles.
Cover is available as follows: –
- £350.00
- £500.00
- £750.00
- £1000.00
- £1500.00
Windscreen Cover
If your vehicle is on Third Party cover, Now we can cover your windscreen as well.
Commercial Legal Expenses Insurance
Even the most successfully run businesses can sometimes arise with legal disputes and often without warning. This can have a substantial effect on time and finances. Businesses are faced with an increasing amount of legislation and red tape leading to an increased potential for litigation.
The costs of obtaining a solicitor to deal with the dispute or simply obtaining legal advice to prevent any difficulties on a particular matter can prove very expensive and create unbudgeted costs. Many businesses decide not to pursue their legal rights due to the potential costs involved.
This policy also allows access to our comprehensive website for online support and documentation.
Guaranteed Hire For Private And Private Hire Use
Having an accident or a vehicle stolen can be stressful enough without the inconvenience of being off the road whilst it’s being repaired or replaced. Guaranteed Hire Vehicle Insurance will ensure you stay on the road when this happens.
You have the option of 14 or 28 days` cover, which needs to be chosen at inception; We will then provide a replacement vehicle subject to these limits. This could be whilst repairs are being completed or until you receive a cheque in settlement of your pre-accident valuation.
We offer seven standard vehicle types to best suit your requirements; the following indicates typical replacement vehicles for each type.
- Class A – (Corsa/Ford Fiesta)
- Class E – (Mondeo/Passat)
- MPV – (Ford Galaxy/VW Touran)
- Prestige – (BMW 5 Series/Merc E Class/Audi A6)
- Small Van – (Astra Van/Renault Kangoo)
- Large Van – (Ford Transit SWB & LWB)
- Minibus – (12 & 15 Seater)
If you are interested in purchasing this policy please discuss it with your broker; they will be able to provide you with a quotation and arrange subsequent cover.
Home Emergency Solutions Insurance
Home Emergency Solutions policy offers immediate help and peace of mind to homeowners who are faced with problems with their family home, covering emergency call-out fees and repair costs.
The Cover:
The policy provides cover to the value of £1000 as listed below:
- Call out charges
- Labour (up to a maximum of 2 hours)
- Parts and materials (up to a maximum of £100)
- Alternative accommodation (up to a maximum of £250)
- Breakdown of the main heating system (subject to terms and conditions)
- Plumbing and drainage problems
- Damage to or failure of the home`s security including locks and windows
- Lost keys
- Breakage or failure of the home`s sole toilet unit
- Loss of domestic power supply
- Vermin infestation
Landlords Legal Expenses Insurance
If landlords become involved in a property dispute or need to recover a debt, the costs of taking legal action will often result in lost profit. In many cases, bringing or defending civil action to protect their interests can be extremely costly and time-consuming.
Whether your client has a large portfolio or just a single investment our Landlords Legal Expenses Insurance enables them to defend their legal rights when they need to, giving them financial peace of mind.
The Cover
- The policy provides a £50,000 limit of indemnity and includes the following features: –
- Breach of Tenancy Agreement
- Rent Arrears Pursuit
- Eviction
- Legal Defence
Motor Legal Expenses Insurance
Our Motor Legal Expenses Insurance is focused on delivering a first-class service to your clients as well as generating additional revenue opportunities for you.
For your clients, we offer a 24-7 accident reporting line. Our claims handler focuses on providing the most appropriate solutions for your client’s needs and will work with you to ensure any claims are handled as efficiently as possible.
For you, we provide a comprehensive suite of management information, which is tailored to your needs. We give you dedicated contact points for all aspects of our dealings with you and access to our online claims monitoring.
Policies can be incepted online or on a traditional bordereaux basis.
The Cover
This standard policy provides a £50,000 limit of indemnity per claim and covers your clients for recovery of their uninsured losses arising from a non-fault accident.
These include: –
- Replacement Vehicle Costs
- Policy Excess
- Loss of Earnings
- Loss of Use
- Personal Injury Compensation
- Vehicle Repair Costs
- Out of Pocket Expenses
- Damage to Personal Effects
Key Care
The annual level of cover provided by Keycare is £1,500 per registered key fob for the recovery and replacement of lost or stolen keys and to meet the cost of replacement keys, locks and locksmith charges.
Significant Features and Benefits
- 90% of reported keys attached to the Keycare fob are reunited with their owners
- Emergency helpline available 24 hours a day, 365 days per year
- Annual protection for replacement locks, keys and locksmiths charges up to £1,500
- Annual protection for locksmiths’ charges if keys are locked in your home, office or car up to the annual £1,500 limit per registered key fob
- Access to a nationwide network of locksmiths
- No claims discount on main home or motor policy not affected
- No excess to pay
- Any keys attached to the Keycare fob are covered